Masarefy turns your bank SMS, cash, and wallets into one clear picture. Built for Egypt, in Arabic and English — with budgets, savings goals, and gold tracking built in.
Five powerful tools that work together. No spreadsheets, no manual entry, no currency guesswork.
Share a CIB, Mashreq, Credit Agricole, InstaPay, or Vodafone Cash message once. Masarefy parses the amount, merchant, and account on your device, and saves the transaction. We never read your inbox.
Set a number, see the gap. Daily nudges keep you on track without the guilt-trip.
Cash, gold, investments, receivables, debts — every input the standard fiqh requires, with a clear Hawl tracker. In development, not in the App Store build yet.
Track every gram across 18k, 21k, 24k. Live Cairo gram price means you always know where you stand.
“Hey Siri, log a Masarefy expense.” Voice-log on the go, hands-free, in either language.
Today's spend, budgets remaining, and a Quick-Add button — pinned to your Lock Screen and Home Screen.
iOS does not let any app read your messages — so Masarefy doesn’t. Instead you build one Shortcuts automation, once, and from then on your bank’s texts turn into transactions on their own.
In Shortcuts: Automation → New Automation → Message, then run Masarefy’s “Log bank SMS” action. About a minute. The app walks you through it with a video and a button straight into Shortcuts.
The automation hands that one message to Masarefy. Nothing else in your inbox is touched — iOS only passes along what your own automation matches.
Amount, merchant, account and date are pulled out on-device and the transaction lands in your budget. Review, edit, or undo it with one tap.
Prefer not to automate it? You can also share a message to Masarefy from the share sheet, or add anything by hand.
No mockups. These are real screenshots of Masarefy running on an iPhone.
We started here. Every decision — currency, banks, language, calendar — is built around the Egyptian wallet.
Every screen, chart, and import defaults to EGP. Multi-currency is opt-in.
CIB, Mashreq, Credit Agricole, InstaPay, Vodafone Cash — recognised out of the box, in both languages.
Not a paid add-on. Every gram across 18k, 21k and 24k, priced at the live Cairo rate. A Zakah calculator is in development.
Noto Kufi Arabic, proper RTL, Arabic numerals, Hijri calendar. Not just a translated screen.
No account required, ever. iCloud sync is optional and goes through your own private CloudKit database.
Opinionated defaults, an iOS-native feel, and one primary action per screen.
Masarefy needs no SMS permissions. You decide which message to share, and parsing happens on your device. Nothing leaves your phone unless you choose iCloud sync.
Yes. There is no subscription, no paid tier, and no ads. SMS parsing, budgets, savings goals, gold, widgets, Siri, iCloud sync, and both languages are all included.
Masarefy ships with pre-tuned rules for CIB, Mashreq, Credit Agricole, InstaPay, and Vodafone Cash, in English and Arabic. You can write your own rules for any other sender, and the built-in rules update over the air — no app update needed.
Fully bilingual. Right-to-left layout, Noto Kufi Arabic, Arabic numerals (٠–٩), Hijri calendar option, and Arabic-aware parsing rules. Switch language anytime — your data, formatting, and reports follow.
On your iPhone, in Apple's SwiftData store. iCloud sync is opt-in and lives in your own private CloudKit database — your iCloud account, not ours. We do not run a server that holds your transactions.
iPhone only for now. Siri, widgets, the Lock Screen and the share sheet are what make Masarefy quick to use, and those are worth getting right on one platform first.
Not in the App Store build yet — it's in development. The plan is standard fiqh: 2.5% on cash, gold, investments and receivables above the Nisab threshold, with debts deducted and Hawl tracked per asset, and every input editable. It will be a calculator, not a fatwa.
Free to download. Free, full stop — no subscription, no ads. Built in Cairo.
Get Masarefy — free
