Masarefy turns your bank SMS, cash, and wallets into one clear picture. Built for Egypt, in Arabic and English — with Zakah and gold tracking baked in.
Five powerful tools that work together. No spreadsheets, no manual entry, no currency guesswork.
Share a CIB, NBE, Banque Misr, or Vodafone Cash message once. Masarefy parses the amount, merchant, and account, and saves the transaction. We never read your inbox.
Set a number, see the gap. Daily nudges keep you on track without the guilt-trip.
Cash, gold, investments, receivables, debts — every input the standard fiqh requires, with a clear Hawl tracker. No spreadsheets, no second-guessing.
Track every gram across 18k, 21k, 24k. Live Cairo gram price means you always know where you stand.
“Hey Siri, log a Masarefy expense.” Voice-log on the go, hands-free, in either language.
Today's spend, budgets remaining, upcoming Zakah — pinned to your lock screen and home screen.
Most expense apps ask you to type every purchase. We ask you to share an SMS once.
Long-press a bank or wallet message and tap Share → Masarefy.
Amount, merchant, account, date — extracted on-device using your rules.
The transaction lands in your budget. Review, edit, or undo with one tap.
We started here. Every decision — currency, banks, language, calendar — is built around the Egyptian wallet.
Every screen, chart, and import defaults to EGP. Multi-currency is opt-in.
CIB, NBE, Banque Misr, QNB, AAIB, Vodafone Cash, Instapay — recognized out of the box.
Not a paid add-on. Standard Nisab thresholds, Hawl tracking, and live gram pricing.
Noto Kufi Arabic, proper RTL, Arabic numerals, Hijri calendar. Not just a translated screen.
No cloud account required. iCloud sync is optional and end-to-end encrypted.
Opinionated defaults, an iOS-native feel, and one primary action per screen.
Masarefy needs no SMS permissions. You decide which message to share, and parsing happens on your device. Nothing leaves your phone unless you choose iCloud sync.
Finally an app that speaks Arabic like I do — not a translated checkbox.
The SMS share trick is genius. I haven't logged an expense by hand in two months.
Zakah calculation in 30 seconds. It used to be a whole spreadsheet day.
Yes — all core features (SMS parsing, budgets, Zakah, gold, Arabic and English) are free. A Premium tier adds advanced parsing rules, multi-currency, and priority support.
Any bank or wallet that sends SMS notifications. We ship pre-tuned rules for CIB, NBE, Banque Misr, QNB, AAIB, ADIB, Vodafone Cash, Etisalat Cash, Instapay, and Fawry — and you can add custom rules for any other source.
Fully bilingual. Right-to-left layout, Noto Kufi Arabic, Arabic numerals (٠–٩), Hijri calendar option, and Arabic-aware parsing rules. Switch language anytime — your data, formatting, and reports follow.
On your iPhone. iCloud sync is opt-in and end-to-end encrypted. We do not run a backend that holds your transactions.
iOS first. We're focused on getting one platform truly right — Siri, widgets, lock-screen, share sheet — before splitting effort. Android is on the roadmap once iOS is stable.
It follows standard fiqh: 2.5% on cash, gold, investments, and receivables above the silver/gold Nisab thresholds, with debts deducted. Gold Nisab uses live Cairo gram price; silver Nisab is editable. Hawl is tracked per-asset. You can override any input — it's a calculator, not a fatwa.
Free to download. Free for all core features. Built in Cairo.
Download on the App Store